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Wed Aug 10 18:26:40 2016
GETTING THE WORD OUT: MusicPro ads have appeared in several major music magazines The closest you'll find to an all-in-one business liability insurance policy the insurance music of most rental contracts Optional coverage is available for liquor liability and rehearsals If I'm on a label, am I already eligible for health insurance benefits via the label? Ask the label's benefits department or benefit coordinator for details.TuneCore is partnered with eHealthInsurance, the leading online source of health insurance for individuals, families and small businesses eHealthInsurance is licensed in all 50 states and the District of Columbia If you live in the United States, chances are they can help you find the right health insurance plan Why should I pay for health insurance if I can't afford it as an artist? Health insurance protects your finances and entitles you to discounted rates for medical services, since insurance companies negotiate rates with health care providers Without coverage, the fee charged for a regular office visit, for example, can be twice as high.
As a member of a health insurance plan, you have access to a broad network of health care providers The first thing we did was to make a deal with The Firemen's Fund, which offers a $50 minimum premium for instrument insurance Our competitors' premiums start at $300 - $500, so it's the lowest minimum premium out there So we launched MusicPro Insurance ® with the promise of better musical instrument coverage through the Firemen's Fund � it's a great policy � at the lowest rates available With our roots in the Music Industry, we have gone on to arrange insurance coverages for 8 out of the 10 top grossing concert tours of all time the insurance music.
Even if you have group benefits through your employer, chances are they don't cover everything It's a good idea to explore the available through the AFM insurance program Your first $1500 of equipment .
Some of our beneficial services include coverage rates as low We offer a deductible as low as $250 the insurance music00 USD should you experience a claim Our coverage extends worldwide and is always presented using an “all risk” agreed value coverage form Please click here to review the Anderson Group Musical Instruments Coverage Form Our customers never seem to forget our reasonable premium and policy fee of as low as $15000 USD, which covers about $23,809 USD of "agreed value" for most musical instruments, musical equipment and accessories.
When it comes to trust and recognition, Clarion's record of outstanding service and unparalleled experience speak for themselves There is no better company you could choose to protect the things you hold most dear We are musicians ourselves If I am on the road and need to go to a hospital am I covered at ANY hospital? How about doctors or clinics? How about internationally? This is going to depend on what kind of health insurance plan you have Most health insurance plans cover will life threatening emergencies while traveling but for those who travel a lot, PPO type plans are recommended because they offer out of network coverage in case of an unforeseen illness or injury.
Public Liability Safeguarding equipment isn't the only aspect of insurance that musicians need to be concerned about Public liability insurance comes into play when a third party is injured, or has their properly damaged, as a result of using a studio or faulty equipment, and subsequently raises a claim against the policyholder Public liability is included in MusicGuard's standard policy "Public liability covers injury or damage to a third party in whatever circumstance,” says Adrian Scott.
Whatever the case, there has to be proof of negligence on your part and a liability claim made against you The classic scenario is someone walking along the high street and tripping on a loose paving slab They contact the council and that goes to the insurers, who are then responsible for paying damages” For commercial studios, public liability cover is extremely important, particularly when the well-being of customers is their responsibility Yet, as David Jacob explains, it is often overlooked "A lot of the studios that come to us are one- or two-man operations who don't realise what they need to protect themselves, and many of them aren't even thinking about public liability Our policy covers studios and their sound engineers, so if they are going out and recording gigs, they get liability cover in case they cause injury or damage third-party property.
” Crucially, the policy also covers anything that can be considered a normal part of the studio's activities, so, for example, the actions of volunteers and other people working on behalf of the studio are included "It's not going to cover someone setting up a burger stand or anything like that,” says David, "but as long as it is in line with normal recording and sound-engineering practices, it picks up the liabilities for it” Allianz are mainly concerned with insuring instruments, and public liability is something they offer as an addition to their standard policies, for reasons explained by Colin Young "We do public liability and personal accident as an add-on, but if you have a proper professional studio, you need a commercial insurance policy that covers more stuff than we have got We wouldn't do a loss of earnings policy, for example, and you'd probably need that in case the studio was out of action for some reason.
” As a professional musician, you know just how much money you have tied up in your equipment – and how expensive it can be to replace or repair Evidence of a break-in, and the involvement of the police, is usually a requirement in claims for theft $150.
If it's a big residential recording studio, it can have the whole lot, but if it's a normal home with one room or garage being used for a studio, it works better and is more economical to have the household insurance with an insurer that knows there is a studio there and endorses the studio policy” We accept the following payment methods in our web Shop: isg auto insurance Do you depend on your instrument daily? Rental Reimbursement coverage is available for covered loss on a damaged instrument, provided that you do not have an.
The Story Behind ASCAP's Affordable Insurance for the Music Industry the insurance music ASCAP Supports Next Session of Song Arts Academy Workshop – Apply Now! If your newly acquired equipment is less than 25% of your policy limit automatic coverage is provided for 30 days if you purchase additional or replacement equipment or take custody of equipment You have 30 days to notify the Insurance Administrator you will then be billed for the additional insurance Some of our beneficial services include coverage rates as low We offer a deductible as low as $250.